Sweeney & Michel, LLC | Chico, CA
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Sweeney & Michel, LLC | Chico, CA
Financial Planning & Investment Management

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The Daily Marshmellow Dilemma
The Daily Marshmellow Dilemma

Delayed gratification might be the key to life’s goals

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Joe SweeneyDecember 8, 2020Sweeney & Michel, LLC
Are We Due For Another Market Crash?
Are We Due For Another Market Crash?

What the stock market REALLY hates, is what it cannot see

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Joe SweeneyNovember 24, 2020Sweeney & Michel, LLC
How I Easily Saved $11k With One Decision (And You Can Too!)
How I Easily Saved $11k With One Decision (And You Can Too!)

The point is this: There’s never been an easier time in history to set money aside for your future self.

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Joe SweeneyNovember 19, 2020Sweeney & Michel, LLC
Behavior Bias and Investment Planning
Behavior Bias and Investment Planning

How we act and react in relation to our financial profile has a far greater impact on our returns than any market-based hypothesis.

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Joe SweeneyNovember 12, 2020Sweeney & Michel, LLC
Video: Growth vs Value Stocks- What's the difference?
Video: Growth vs Value Stocks- What's the difference?

What’s the difference between Growth and Value stocks?

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Joe SweeneyNovember 9, 2020Sweeney & Michel, LLC
3 Big Questions To Ask Yourself Before Betting On The Market
3 Big Questions To Ask Yourself Before Betting On The Market

“The game of speculation is the most uniformly fascinating game in the world. But it is not a game for the stupid, the mentally lazy, the person of inferior emotional balance, or the get-rich-quick adventurer. They will die poor.”

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Joe SweeneyOctober 29, 2020Sweeney & Michel, LLC
Whiskey and War: A Brief Look At The Origin of US Taxes
Whiskey and War: A Brief Look At The Origin of US Taxes

With so much discussion happening around the potential for tax rate increases, we thought it would be interesting to briefly look back at the origin of taxes in the United States.

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Joe SweeneyOctober 20, 2020Sweeney & Michel, LLC
Why are dividend paying stocks down this year, and what's the outlook?
Why are dividend paying stocks down this year, and what's the outlook?

Banks, real estate, travel, restaurant, industrial’s, energy, and even utilities are all down substantially for the year. Unfortunately, most of these sectors make up the high-dividend end of the market- which has suffered in 2020

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Joe SweeneyOctober 6, 2020Sweeney & Michel, LLC
Free of Charge: Our Take on Tesla and the Electric Car Stock Rage
Free of Charge: Our Take on Tesla and the Electric Car Stock Rage

Why are these stocks surging? Our opinion includes a brief history of electric vehicles, stock splits, bubble mentality, and the picks and shovels of this apparent gold rush.

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Joe SweeneySeptember 16, 2020Sweeney & Michel, LLC
Who's In Control of Your Fortune?
Who's In Control of Your Fortune?

It’s said that knowledge is information, but wisdom is understanding.

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Joe SweeneySeptember 15, 2020
Biden vs. Buybacks? What his Presidency Could Mean For The Stock Market
Biden vs. Buybacks? What his Presidency Could Mean For The Stock Market

Smaller Shareholder Returns? Within 3 days of the market low, Biden publicly called for company CEO’s to end their stock buyback program.

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Joe SweeneyAugust 30, 2020Sweeney & Michel, LLC
How to Raise Your Credit Score: 7 Tips
How to Raise Your Credit Score: 7 Tips

We all know credit scores are important; a higher score often means lower interest rates on loans, credit cards, and mortgages. The interest rate you pay can save or cost you a lot of money over time.

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Joe SweeneyAugust 24, 2020Sweeney & Michel, LLC
2020 Summer Newsletter- Available Online Now!
2020 Summer Newsletter- Available Online Now!

Our 2020 Summer Newsletter is Here!

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Joe SweeneyAugust 10, 2020Sweeney & Michel, LLC
Opinion: What the US Election Could Mean For Investors
Opinion: What the US Election Could Mean For Investors

This election, in particular, is unprecedented in modern times — marked by the combination of a deadly pandemic, a global economic recession, widespread civil unrest and extreme market volatility.

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Joe SweeneyAugust 2, 2020Sweeney & Michel, LLC
Video: What Does it Take To Become a Millionaire?
Video: What Does it Take To Become a Millionaire?

If your investment is growing at an average of 7% per year, here’s how much you need to save to be a millionaire by 65!

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Joe SweeneyJuly 29, 2020Sweeney & Michel, LLC
Investor Conference Call/Zoom Friday July 31
Investor Conference Call/Zoom Friday July 31

We’ll be discussing stock market trends, outlook, interest rates, and where we might be headed from here. We’ve had the pleasure of heading from Mehernosh in the past, and he always brings a lot to the table.

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Joe SweeneyJuly 28, 2020Sweeney & Michel, LLC
Video: Big Revisions for Required Minimum Distributions (RMD's) in 2020
Video: Big Revisions for Required Minimum Distributions (RMD's) in 2020

The Cares act got an update in Late June affecting anyone impacted by annual required minimum distributions. Joe Sweeney shares the specifics

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Joe SweeneyJuly 21, 2020Sweeney & Michel, LLC
The Bipolar Stock Markets of 2020
The Bipolar Stock Markets of 2020

Today, the stock market inexplicably sits near an all-time high, while infection rates and prices of electric car company stocks are skyrocketing. We all want to know: What’s going on here?

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Renee MichelJuly 15, 2020Sweeney & Michel LLC
The Looming CalSavers Deadline for All California Employers
The Looming CalSavers Deadline for All California Employers

If you employ 100 people or more (yes, even part-time and seasonal), California’s got a new law in effect on September 30, 2020. And if you’re not enrolled or have a substitute, the fines are steep: $250 per employee for the first notice, $500 per employee for the second. That’s a $25,000- $50,000 penalty.

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Joe SweeneyJune 30, 2020Sweeney & Michel, LLC
The Single Most Important Reason to Hire a Financial Planner
The Single Most Important Reason to Hire a Financial Planner

Of course, advice on increasing net worth and cash flow are the table stakes. However, most people don’t realize what the most powerful reason for hiring an advisor really is

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Joe SweeneyJune 23, 2020Sweeney & Michel, LLC
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Getting Financially Organized
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Sweeney & Michel, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Sweeney & Michel, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Sweeney & Michel, LLC unless a client service agreement is in place.

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