A Required Minimum Distribution (RMD) is the minimum annual amount you must withdraw from pre-tax retirement accounts like IRA’s and 401(k)’s. Here’s what you need to know:
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In 1982, American Biologist E.O. Wilson wrote “We are drowning in information, while starving for wisdom”. That’s truer than ever today:
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Do you ever worry about who will help manage your assets and affairs should your family be struck with death or incapacitation? Have you thought about consolidating everyone’s contact information on a single document?
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There are several possibilities, but here are the strongest ones (in our opinion)
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Americans may be looking forward to the end of a tumultuous political campaign season. However, if past trends are any indication, 5 November could be just the beginning:
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Not only do the top 10 companies struggle to keep growing at the same rate, but most of their investment returns underperform the market itself:
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As many of our clients know, we clear our calendar to meet every quarter to review client portfolios, economic developments, and potential market impacts. Here are some notes from our latest meeting:
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Our 10 second guide to retirement plans in 2024:
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9 Key Takeaways from Our 40 Minutes on Markets, Wars and Outside Risks
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Here are 4 ways your account is protected
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Going back to 1928, September is the worst month, on average, for market returns. Here's what's happened in the following months:
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Here’s what we know about recessions and investing:
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“We’ve decided to get divorced. What happens to our Investment accounts, IRAs, and workplace retirement plans (401k, 403b)?”
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I have a friend who is thinking about rebalancing her retirement portfolio from one that’s high-risk and heavy on stocks, to a lower-risk one that’s more inclusive of bonds. Is this something people are doing now? Or is it smarter to wait for the election? Does that even matter?
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Life does happen on occasion and if you need to tap your retirement accounts before age 59.5, there are ways to do so that can save you from penalties, taxes, or both:
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Inflation can be a problem for consumer discretionary companies: when excess money dries up, consumers for on the essentials. Simple as that.
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If you’re wondering what your top 2024 California and Federal taxes rates are, look no further.
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What ultimately happens is anyone’s guess, but it would be surprising if we didn’t see proposed tax increases alongside spending cuts.
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America may have held the investment spotlight for a decade, but that doesn’t mean there isn’t a world of innovators out there.
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State Farm’s recent cancellation only affects 2% of their existing policies, but it’s certainly a strong precedent being set by one of America’s largest insurers. Whether other insurance companies follow suit remains to be seen.
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