Sweeney & Michel, LLC | Chico, CA
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Sweeney & Michel, LLC | Chico, CA
Financial Planning & Investment Management

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California’s Deficit Widens; How to Plan for Higher Taxes
California’s Deficit Widens; How to Plan for Higher Taxes

What ultimately happens is anyone’s guess, but it would be surprising if we didn’t see proposed tax increases alongside spending cuts.

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Joe SweeneyApril 18, 2024Sweeney & Michel, LLC
Are International Stocks a Passport to Profits?
Are International Stocks a Passport to Profits?

America may have held the investment spotlight for a decade, but that doesn’t mean there isn’t a world of innovators out there.

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Joe SweeneyApril 1, 2024Sweeney & Michel, LLC
California Home Insurance “A Real Crisis”
California Home Insurance “A Real Crisis”

State Farm’s recent cancellation only affects 2% of their existing policies, but it’s certainly a strong precedent being set by one of America’s largest insurers. Whether other insurance companies follow suit remains to be seen.

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Joe SweeneyApril 1, 2024Sweeney & Michel, LLC
Nvidia Stock Shoots Higher: Is it a Buy Now?
Nvidia Stock Shoots Higher: Is it a Buy Now?

Nvidia has everyone’s attention of late, as its stock price exploded upwards to become the 3rd largest company in the world. In a period of 18 months, it surpassed companies like Amazon, Google, Facebook and Tesla in market cap.

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Joe SweeneyFebruary 29, 2024Sweeney & Michel, LLC
Can The Dow Jones Keep Going Higher?
Can The Dow Jones Keep Going Higher?

The Dow Jones Index has grown over 100-fold since 1928. A lot of people are skeptical about whether it can keep climbing:

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Joe SweeneyFebruary 22, 2024Sweeney & Michel, LLC
Navigating the Financial Maze After Divorce: A Guide for Moving Forward
Navigating the Financial Maze After Divorce: A Guide for Moving Forward

Amidst the challenges of divroce lies an opportunity to rebuild your future on a solid financial foundation. Here's a roadmap to help you navigate the key financial considerations:

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DivorceJoe SweeneyFebruary 16, 2024Sweeney & Michel, LLC
Cash Management Accounts- How to Supercharge Your Savings
Cash Management Accounts- How to Supercharge Your Savings

Leaving your hard-earned cash in a checking account might seem safe, but inflation is silently gnawing away its value. If you feel like you could be earning more, consider these 2 alternatives:

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Business & Non-profitsJoe SweeneyFebruary 13, 2024Sweeney & Michel, LLC
Gold Standard; Why Trusts beat Wills for Estate Planning in California
Gold Standard; Why Trusts beat Wills for Estate Planning in California

While wills are common, and often talked about, Californians should turn to trusts for smoother, faster, and ultimately more cost-effective estate planning. Here's five reasons a trust is often the wiser choice:

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Estates & Inheritance, Personal FinancesJoe SweeneyFebruary 13, 2024Sweeney & Michel, LLC
2024 Outlook Video; 5 Major Investment Trends to Watch
2024 Outlook Video; 5 Major Investment Trends to Watch

All Time Stock Market Highs, the Rise of AI and an upcoming election. Is the Market in trouble, or can it continue it's rally from 2023?

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InvestingJoe SweeneyFebruary 1, 2024Swee
How do Stocks Perform During Election Years?
How do Stocks Perform During Election Years?

Mainstream media would have you believe election years are terrible for markets. It doesn’t help that candidates usually promise the stock market will crash if they don’t win…

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Joe SweeneyFebruary 1, 2024Sweeney & Michel
7 Retirement Questions People Are Afraid To Ask (2024 edition)
7 Retirement Questions People Are Afraid To Ask (2024 edition)

The rules seem to change every year, so here are some common questions (and answers) relevant in 2024:

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RetirementJoe SweeneyJanuary 12, 2024Sweeney & Michel, LLC
4 Reasons Gifting Stock Should Be Part of Your Plan in 2024
4 Reasons Gifting Stock Should Be Part of Your Plan in 2024

While cash donations are valuable, most people don’t realize it’s one of the least efficient ways to support non-profits. Not only do you lose the liquidity of having that cash, but you also miss out on significant tax benefits. There is a better way!

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Charitable GivingJoe SweeneyDecember 13, 2023Sweeney & Michel, LLC
2000 Miracles A Year
2000 Miracles A Year

in 2024, we’re going to hear a lot about what could and does go wrong. A potential recession. A contentious election. Multiple foreign wars. Each is a story, but never the full story.

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Joe SweeneyDecember 1, 2023Sweeney & Michel, LLC
2023 Shopping, Spending and Saving; A Few of Our Favorite Things
2023 Shopping, Spending and Saving; A Few of Our Favorite Things

Life isn’t all about saving and investing, so we asked our team members to recommend some of their favorite ways to shop and travel

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Joe SweeneyNovember 2, 2023
Beating the Holiday Bloat
Beating the Holiday Bloat

If you can win the holidays, you can win the year.

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Joe SweeneyNovember 2, 2023Sweeney & Michel, LLC
Bonds vs. Stocks: Which Is the Better Investment for 2023 and Beyond?
Bonds vs. Stocks: Which Is the Better Investment for 2023 and Beyond?

Why own stocks when the economy is slowing down, and I can get a risk-free 5%?

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Joe SweeneyOctober 13, 2023Sweeney & Michel, LLC
The Bursting Bubble: Lesson's From 2021's Excess and How to Avoid The Next One
The Bursting Bubble: Lesson's From 2021's Excess and How to Avoid The Next One

In college, My friend Mike used to say “The most important thing about a party is knowing when to leave”. That goes for speculative investing as well.

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Joe SweeneySeptember 29, 2023Sweeney & Michel, LLC
ScamRise; How to Avoid Being Taken by Popular Crowdfunding Investments
ScamRise; How to Avoid Being Taken by Popular Crowdfunding Investments

These are companies that cared for billions in investor assets by promising huge returns with little mention of risk. In the end, the risk was all that mattered.

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Joe SweeneySeptember 20, 2023Sweeney & Michel, LLC
2023: Our Summer in Photos
2023: Our Summer in Photos

The Sweeney & Michel Team spent some time in the community this summer

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Our Team, Blog FeatureJoe SweeneySeptember 6, 2023Sweeney & Michel, LLC
Faang: You’re on the bench.  Magnificent 7, Suit up.
Faang: You’re on the bench. Magnificent 7, Suit up.

The companies included in the “Magnificent Seven” (Apple, Tesla, Meta, Google, Nvidia, Microsoft, and Amazon) have a collective market cap of over $11 trillion.

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Joe SweeneySeptember 5, 2023Sweeney & Michel, LLC
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