Planning for Retirement

When you’re planning for retirement, there can be a lot to consider. After a lifetime of saving for the future, changing to a spending mindset can be tricky once the future has arrived. We can help you. Here’s how…

Schedule an Appointment

Retire with confidence.

When you’re ready to begin planning for retirement, we’re here to help answer your questions and create a personalized plan. We’ve helped hundreds of people just like you enter retirement with confidence.

We have answers to several common questions, such as:

Now that I’m not working, how much money can I spend without running out?
Should I change my investment strategy when I retire?
Should I pay off my mortgage or invest for more income?
How do I avoid overpaying taxes or incurring penalties?
How do I consolidate my accounts to simplify my monthly income?
How do I maximize Social Security or CalPERS/CalSTRS pensions?
How will I pay for healthcare during retirement?
How do the changing tax and estate laws impact me?
How can I address our children’s expectations of our time and financial assistance?
What is a required minimum distribution (RMD) and how much will that be?

Whether you’re 10 years away, or already there, we look forward to helping you succeed in your retirement.

Schedule a free, no-obligation consultation to discuss your retirement savings with us at (530) 487-1777 or schedule an appointment online.

Schedule an Appointment

Helpful Resources

Here are some related resources and downloads to help as you plan for retirement.

Featured

7 Retirement Questions People Are Afraid To Ask (2024 edition)

The rules seem to change every year, so here are some common questions (and answers) relevant in 2024:

5 Compelling Reasons Retirees Should Consider Investing in Dividend-Paying Stocks

Most people don’t realize that a married couple can earn up to $83k in qualified dividends without owing any federal income tax. Above that, they only pay 15% on the next $400k of income.