When it comes to fees, we’re below average.
In this case, that’s a good thing.
There are two main expenses when investing; the investments and the advice. We keep it below average on both.
Markets can be uncertain, but keeping costs low is a certain way to save money.
We partnered with Fidelity Investments and American Funds to hold our client accounts and cut out bogus commissions and obscure account fees.
We believe a low-cost approach can help our clients end up with more in the long run.
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This hypothetical example shows how our lower costs could help you end up with greater savings in the long run.
This hypothetical example assumes an 8% pretax return on a $100,000 investment, with no additions or withdrawals. This Return is reduced by advisor fees- 0.75% for “Our Costs” and 1% “for Avg Advisor Costs”. The figures all come from a simple Future Value formula in Excel, with results type 1 “beginning of period”.
Rates of return will vary by investor and are not guaranteed. If the rate of return were altered, results would vary from those shown. The different amounts represent both the amount paid in expenses as well as the “opportunity costs”—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment, or investment strategy and doesn't account for inflation. There may be other material differences between investments that must be considered before investing.