Sweeney & Michel, LLC | Chico, CA
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Sweeney & Michel, LLC | Chico, CA
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October’s Quarterly Investment Committee Notes
October’s Quarterly Investment Committee Notes

As many of our clients know, we clear our calendar to meet every quarter to review client portfolios, economic developments, and potential market impacts. Here are some notes from our latest meeting:

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InvestingJoe SweeneyOctober 23, 2024Sweeney & Michel, LLC
What's the difference between a 401(k), an IRA and a Roth IRA?
What's the difference between a 401(k), an IRA and a Roth IRA?

Our 10 second guide to retirement plans in 2024:

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Joe SweeneyOctober 21, 2024Sweeney & Michel, LLC
Zooming in on Markets with David Polak of Capital Group
Zooming in on Markets with David Polak of Capital Group

 9 Key Takeaways from Our 40 Minutes on Markets, Wars and Outside Risks

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Joe SweeneyOctober 4, 2024Sweeney & Michel LLC
Is My Investment Account Safe? We’re Glad You Asked:
Is My Investment Account Safe? We’re Glad You Asked:

Here are 4 ways your account is protected

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Joe SweeneySeptember 17, 2024Sweeney & Michel, LLC
September is usually rough on stocks. What comes next?
September is usually rough on stocks. What comes next?

Going back to 1928, September is the worst month, on average, for market returns. Here's what's happened in the following months:

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Joe SweeneySeptember 9, 2024Sweeney & Michel, LLC
Weathering the Storm: What’s Worked in Investing (and What Hasn’t) During a Recession
Weathering the Storm: What’s Worked in Investing (and What Hasn’t) During a Recession

Here’s what we know about recessions and investing:

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Joe SweeneySeptember 3, 2024Sweeney & Michel, LLC
I’m Getting Divorced. What Happens To Our Investments?
I’m Getting Divorced. What Happens To Our Investments?

“We’ve decided to get divorced. What happens to our Investment accounts, IRAs, and workplace retirement plans (401k, 403b)?”

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DivorceJoe SweeneyAugust 19, 2024Sweeney & Michel, LLC
Ask an Advisor: With the _____ Coming up, When Should I Rebalance my Portfolio?
Ask an Advisor: With the _____ Coming up, When Should I Rebalance my Portfolio?

I have a friend who is thinking about rebalancing her retirement portfolio from one that’s high-risk and heavy on stocks, to a lower-risk one that’s more inclusive of bonds. Is this something people are doing now? Or is it smarter to wait for the election? Does that even matter?

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Joe SweeneyJuly 22, 2024Sweeney & Michel, LLC
Early Access: A Guide to Penalty-Free 401(k) and IRA Withdrawals Before Age 59.5
Early Access: A Guide to Penalty-Free 401(k) and IRA Withdrawals Before Age 59.5

Life does happen on occasion and if you need to tap your retirement accounts before age 59.5, there are ways to do so that can save you from penalties, taxes, or both:

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Joe SweeneyJune 20, 2024Sweeney & Michel, LLC
Consumers Have Spending Fatigue; What it Means for Stocks
Consumers Have Spending Fatigue; What it Means for Stocks

Inflation can be a problem for consumer discretionary companies: when excess money dries up, consumers for on the essentials. Simple as that.

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Joe SweeneyJune 4, 2024Sweeney & Michel, LLC
2024 California and Federal Income Tax Brackets
2024 California and Federal Income Tax Brackets

If you’re wondering what your top 2024 California and Federal taxes rates are, look no further.

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Taxes, Personal Finances, Blog FeatureJoe SweeneyApril 19, 2024Sweeney & Michel, LLCcalifornia taxes, federal taxes
California’s Deficit Widens; How to Plan for Higher Taxes
California’s Deficit Widens; How to Plan for Higher Taxes

What ultimately happens is anyone’s guess, but it would be surprising if we didn’t see proposed tax increases alongside spending cuts.

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Joe SweeneyApril 18, 2024Sweeney & Michel, LLC
Are International Stocks a Passport to Profits?
Are International Stocks a Passport to Profits?

America may have held the investment spotlight for a decade, but that doesn’t mean there isn’t a world of innovators out there.

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Joe SweeneyApril 1, 2024Sweeney & Michel, LLC
California Home Insurance “A Real Crisis”
California Home Insurance “A Real Crisis”

State Farm’s recent cancellation only affects 2% of their existing policies, but it’s certainly a strong precedent being set by one of America’s largest insurers. Whether other insurance companies follow suit remains to be seen.

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Joe SweeneyApril 1, 2024Sweeney & Michel, LLC
Nvidia Stock Shoots Higher: Is it a Buy Now?
Nvidia Stock Shoots Higher: Is it a Buy Now?

Nvidia has everyone’s attention of late, as its stock price exploded upwards to become the 3rd largest company in the world. In a period of 18 months, it surpassed companies like Amazon, Google, Facebook and Tesla in market cap.

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Joe SweeneyFebruary 29, 2024Sweeney & Michel, LLC
Can The Dow Jones Keep Going Higher?
Can The Dow Jones Keep Going Higher?

The Dow Jones Index has grown over 100-fold since 1928. A lot of people are skeptical about whether it can keep climbing:

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Joe SweeneyFebruary 22, 2024Sweeney & Michel, LLC
Navigating the Financial Maze After Divorce: A Guide for Moving Forward
Navigating the Financial Maze After Divorce: A Guide for Moving Forward

Amidst the challenges of divroce lies an opportunity to rebuild your future on a solid financial foundation. Here's a roadmap to help you navigate the key financial considerations:

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DivorceJoe SweeneyFebruary 16, 2024Sweeney & Michel, LLC
Cash Management Accounts- How to Supercharge Your Savings
Cash Management Accounts- How to Supercharge Your Savings

Leaving your hard-earned cash in a checking account might seem safe, but inflation is silently gnawing away its value. If you feel like you could be earning more, consider these 2 alternatives:

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Business & Non-profitsJoe SweeneyFebruary 13, 2024Sweeney & Michel, LLC
Gold Standard; Why Trusts beat Wills for Estate Planning in California
Gold Standard; Why Trusts beat Wills for Estate Planning in California

While wills are common, and often talked about, Californians should turn to trusts for smoother, faster, and ultimately more cost-effective estate planning. Here's five reasons a trust is often the wiser choice:

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Estates & Inheritance, Personal FinancesJoe SweeneyFebruary 13, 2024Sweeney & Michel, LLC
2024 Outlook Video; 5 Major Investment Trends to Watch
2024 Outlook Video; 5 Major Investment Trends to Watch

All Time Stock Market Highs, the Rise of AI and an upcoming election. Is the Market in trouble, or can it continue it's rally from 2023?

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InvestingJoe SweeneyFebruary 1, 2024Swee
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